Stock Market Tools (8) - Global Trading System(GTS)

1) Is all about Data Processing and Organized it into a User Friendly Charts...

( YouTube Link <- A friend told me that the video does not appear on her browser... If so, click on the link.)

Above is an amazing video presentation by Professor Hans Rosling, a statistics guru, in many topics on global level. Such as global child mortality rate, fertility rate, etc...

For the first four minutes, it shows that most of the public are making choice/decision based on wrong pre-conceived ideas, as many of them are out dated.

After that, when the data starts moving... We can be amazed by how fast things are changing in this world! He basically transforms boring data into lively stories.

2) Is all about where the talent is applied on...

Here is a famous story by Zhuang Zi (庄子) on the power of applying the right talent in the right field...

In Song, there was a family who was skilled at making a kind of ointment (a highly viscous or semisolid substance used on the skin as medicament) which could prevent the skin from cracking.

CLICK on the diagram to Enlarge->

With this medication, this family, for generations, had been making a living by bleaching cloths in the river all year round.

On day, a traveller heard about the ointment and offered to buy the secret formula with very attractive price.

The traveller then offered the secret formula to King Wu and explained its usefulness when apply correctly in the military affairs.

King Wu took the proposal and started a naval battle during a winter against King Yue.

With the secret formula to produce and apply the ointment, the troops of Wu state were spared from catching chilblain (an inflammation followed by itchy irritation on the skins resulting from exposure to moist cold). While the Yue Soldiers suffered from skin disease and were defeated.

After the war, a portion of the conquered territory was awarded to the traveller as a fief, and he become rich main and his status was elevated.

Note: Cartoons scanned from the book "Zhuangzi Speak" by Chih-chung Ts'ai.

The moral of the story is that, though it was the same medical formula. One can use it to make a living and the other can use it to make big profit when he see the value and know where to apply it.

3) Global Trading System

This is self-explanatory...

(If the document does not appear on your browser, click on the link.)

A Top-Down Engineering Approach to Profit From the Global Market

Example

"We come this way but once. We can either tiptoe through life

and hope we get to death without being too badly bruised

or we can live a full complete life realizing

our WIDEST DREAMS."

- Bob Proctor

How to Remove Collections From Your Credit Report

Among the things that hurt your credit score, debt collection accounts are among the worst. A debt collection is a serious delinquency and indicates you have failed to make a payment on one of your accounts.

Debt collections wind up on your credit report after you haven’t paid a bill for at least six months. The creditor or lender sends your account to a third-party debt collector to try to get you to pay the account. As part of the collection process, the debt collector lists the account on your credit report where it will remain for seven years, unless you do something to have it removed. attractivecredit.com can help with your credit reports. See what they have done by watching this video:

Disputing Debt Collections

One of the easiest ways to have collections from your credit report is to dispute it with the credit bureau listing the account. If the debt collector doesn’t verify that the debt is yours, then the account will be removed from your credit report. To dispute a debt collection, you should send a written request to the credit bureau stating the reason the account should be removed.

You might also dispute a collection account if it’s past the credit reporting time limit. Debt collections can only be listed on your credit report for seven years. Most accounts fall off your credit report automatically, but this doesn’t happen to all of them. If an old collection account is still on your credit report, you can dispute it.

Often debt collectors pass accounts on to other collection agencies. Unfortunately, when this happens, collection accounts can appear on your credit report multiple times. Dispute multiple listings of a collection account with the credit bureaus.

Paying to Have Collections Deleted

You can also make a negotiation with the debt collector to have the account removed from your credit report. Through a process known as “pay for delete” you may be able to convince the debt collector to remove the debt collection from your credit report in exchange for payment.

Self Development idea (7) - The Art of Letting Go

A great spiritual teacher had told us that:-

"Holding on to anger is like grasping

a hot coal with the intent of throwing it at

someone else; you are the one who gets burned."

So, if someone can not think that he can love his enemy... At least think in terms of "Forgive and Let Go". Let go the hot coal in the hand.

Or we can look at the matter from another perspective:

That's Dr. Daniel Amen's 18/40/60 Rule

At 18 years old - You worry about what everybody is thinking about you.

At 40 years old - You don't give a damn what anybody is thinks of you.

At 60 years old - You realize nobody was thinking about you at all.

Any Surprise? Since other people spend most of their time worry about their own "busy-ness", and not spending time thinking about you. Then what is the point of wasting any time to hate others which would be harmful to your own health?

So, the logical answer is still to "Forgive and Let Go". :-)

And, there are some simple exercises to experience the art of letting go:

Exercise 1:

Step 1. Take a piece of paper and scrunch it up to become a small paper ball.

Step 2. Use the stronger hand to grasp on the paper ball. Take a deep breath and then start to apply force to squeeze it as hard as possible... Hold the breath.... Squeeze harder... Continue to hold the breath, and continue to apply more force to squeeze harder.... continue to do so, until...

Step 3. Until that one can not take it any more. Then, release the ball, with the hand face down, and let it drop... and start to have normal breathing.

Step 4. Feel the sensation of "letting go" in your hand. Doesn't it feel good?

Exercise 2: Sedona Method.

Step 1. The first step is to identify the feeling that one wants to let go.

Step 2. Then ask oneself the following three questions:

Q1. Could I let it go?

Q2. Would I let it go?

Q3. When?

Yes. These steps and questions look very simple. And if one seriously asking the questions and think carefully. One will find that the choice lay within himself. The answers would then be: Yes, Yes, and Now.

As scientists have estimated that the average human has 60,000 thoughts a day. This may be sound interesting as human mind do not stop imagining/thinking all day long.

And, something more interesting is that, according to Dr. Deepak Chopra, 90% of the thoughts you have today are the one you had yesterday!

Therefore, it is a very Important task for every individual to make sure that his dominant thoughts are of good intention and a happy one, or else, like it or not, it will has HIGH chances to come back tomorrow.

"Every event that baffles you today had its seed

in an intention yesterday."

- Deepak Chopra

"Never let yesterday use up too much of today."
— Will Rogers: Humorist

"Let go of the past and the past will let go of you."

- unknown

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Added on 14 Dec 2012 - A relevant Picture found in facebook:

Happiness is a state-of-mind. 

It is a personal choice.

It is an in-side job! 

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How to find the money for a home business starter kit

If you’re thinking about ways to make more money by doing a home business, the question that would come to your mind is how you can get the money for a starter kit. If your condition is similar to majority of Americans who’re overextended with debt, then obtaining the funds might be difficult. However, it is not impossible. This article would give you some idea about how you can do it.

If you’re working with an advisor of the sponsor you’ve selected, ask him about the opportunity of a starter party. A starter show which is also called an open for business party or earning your kit is when your selected sponsor would organize a party at your home and give all the income from your party to you for buying your starter kit. A starter show can be organized as a catalog show if your sponsor is located far from your home. You would just demonstrate a catalog to your friends and family members and receive orders to put forward to your sponsor. This is an outstanding technique to not only start your home business with little or no expenses but also watch directly how a home business party is organized.

If a starter party is not allowed by the company that you want to join, find out if your sponsor is ready to assist you. You can circulate catalogs for your sponsor and advise people to shop through their website. All commission from the sales you generate for your sponsor can be utilized to buy your starter kit.

You can also sell some items on eBay to raise money to buy a starter kit for your home business. It is quite easy to open an account on eBay and you can dispose some articles around your home that you don’t need any more. Going for a garage sale is a helpful idea as well. Some other techniques to earn money to buy a starter kit are offering babysitting, pet sitting, housecleaning or lawn care services. You can borrow from a friend and pay him back later when you receive your commission from one or two parties.

There are a lot of techniques to earn money to buy a starter kit for a business. Innovative thinking and hard work would help you profit from your home business.

Mortgage Loan Tips for Bad Credit Borrowers

Becoming eligible for a mortgage loan with bad credit was a really intimidating task for the homebuyers in the past. Even now, a considerable number of lenders would not accept a mortgage loan applicant who has a credit score lower than 650. Nonetheless, maximum mortgage loan providers have become more or less flexible. For instance, in the recent past, the FHA guidelines have been made less strict. Loan applicants with bad credit now have higher chances of qualifying for a home loan.

A mortgage loan can be the answer for thousands of people looking for buying a home for the first time. However, if you have poor credit, a number of elements can affect your possibilities of getting approved. Some of those factors are charged-off accounts, unpaid bills and debt settlement. On the other hand, you should do your homework comprehensively to look for other methods that can speed up the approval procedure:

Choose a Useful Home Loan Program

The “Timely Payment Rewards” loan program introduced by Fannie Mae is an ideal option for homebuyers with bad credit. The program has been tailored for individuals with present or previous credit difficulties. At the beginning, the interest rate is bit high. Nevertheless, if the borrower is able to make timely payments for 24 successive months without default, then he might be eligible for a 1% rate cut.

Homework on Mortgage Loan Necessities

Many months prior to purchasing a home, prospective homebuyers with bad credit should communicate with various lenders and question them regarding mortgage prerequisites. The minimum credit score requirements differ from one program to another. For example, a few lenders would label an aspirant as subprime if his credit score is below 650.

Clarify Your Credit Condition

If unavoidable conditions accounted for your poor credit, some mortgage loan providers would accept a written clarification. This stipulation makes adjustments for homebuyers with a past history of good credit. Satisfactory causes might include short-term disability, job loss, severe sickness and so on. Written clarification should be sent along with adequate proof (unemployment pay stubs and medical bills).

Don’t Postpone Credit Enhancements

In spite of the fact that you have taken steps to improve your credit (rectifying credit mistakes and repaying debts), it might require up to 45 days for modifications to reflect on your credit report.

Go to a Financial Advisor

Almost every poor credit is regarded as a result of bad money management. Before sending a loan application, you should go to a financial advisor. Following the evaluation of your credit, assets and debts, he can provide perceptive recommendations and formulate a strategy that would assist you to better your credit and buy a home.

Business & Money

Money is a need and business is a way to get it. As per traditional definition of business states business is all about keeping yourself busy in some economic and productive activity which creates value to the society. We all know the current market situation where resources are very limited then how to earn money from business in this competitive situation. We have some simple solution to your business: Make money without spending money. How?

Money making technique.

Develop your own product – don’t know how to develop a product in a new business- we will help you in that- now how to develop a new product without spending any money is really a task- then if you are thinking of making money then you must have something, some expertise in you that is why you are looking for this opportunity- try to develop a product which is of your own, may be your skills, services, abilities etc. try to recognize- with the knowledge and skills you can start of your business with minimum of expenditure- you can start consulting, and if you are interested in some product you can write a small book on that suppose cooking, write a mini book on cooking – verities of cooking etc.- then find the consumers who will buy – actually there are people who really price your knowledge and wanted to pay for it. We have various ways of making money as well.

Keep reading for the other basic of making money. It’s all about making money honey …