Jumat, 30 Agustus 2013

Personal Finance Strategies for 2013


Well, the beginning of the school year is just around the corner. I've been thinking about what to blog about this school year, and I decided that it might be especially helpful to new teachers if they had a model to follow - at least starting out.  So this year I will add some teaching strategies to what I am already doing on my blog.

At first glance teaching Personal Finance may seem like it would be a hard class to teach and a little dry, and a little boring for the students. I find this is NOT the case at all. I have taught many different classes and Personal Finance is undeniably the most exciting and rewarding of them all.

My philosophy, when it comes to Personal Finance, is that students have more fun and the lesson sticks better if they discover the answers for themselves. For example, instead of lecturing the students about money and telling them that they need to learn to budget, I designed a budgeting game that the class plays during the trimester. Long before the end of the class students start asking questions like "Why isn't there ever enough money to go around in this game?" My usual reply is that they have discovered the meaning of the game. Often in life many of us live paycheck to paycheck, and sometimes that does not cover all of the bills. And of course, from there the conversation turns to budgeting - so now we are at a point where students are open to discussing budgeting, and they have their own unique ideas to offer on the subject.

With that said, my next blog will be on how I start the first week of school.

See you then. Thanks for stopping by!


 

Rabu, 21 Agustus 2013

Personal Finance (14): A Multiple-Time-Frame BBC Indicators on STI


Attached shows the Multiple-Time-Frame BBC indicator on Straits Time Index, with the FTSE industries grouping of Singapore Market as components.
 
This is the time as Monthly Wave, Weekly Wave, and Daily Wave (Click on the chart to zoom in) are in sync.  and therefore make this post as social service.
 
The description for all indicators were published in previous entry.
 
Monthly Wave
 
 
 
Weekly Wave
 
Daily Wave
 


Run when you should run, stay when you should stay.
 
 
 
(Link of the BBC Indicator)

 

Jumat, 16 Agustus 2013

Back to School Days Sale


 
The start of the school year is one of the most exciting and energizing times of the year and it is getting close. In fact, some schools are already in full swing.  To celebrate the beginning of another school year Teachers Pay Teachers and Personal Finance for Teens Unleashed are teaming up for a huge Back to School Sale August 18th and 19th. 
 
So...It's Time to Stock Up!
 
This is a great time for you to take a look at your wish list and fill your cart.  These big sales don't come along often. 
 
Don't forget to use the PROMO CODE to get your full discount:  BTS13




 

Kamis, 08 Agustus 2013

Bad News: Yikes, Our Depressed Stock Market Fell Even Lower!

Bad News: Yikes, Our Depressed Stock Market Fell Even Lower! 

Bad news, right? This “bad news” is actually SWEET MUSIC to the ears of long-term investors like myself and my TrulyRichClub Members. 

Why sweet? Because a depressed Stock Market is similar to a mall-wide “midnight sale” where all the fantastic Stocks are selling at insane cheap prices. If you’re still thinking of getting into the Stock Market, now is the time to jump in. 

But before I tell you why I believe this is the best time to invest, let me reintroduce myself to some people who may not know me…  

My Maid Has P541,271 

I’m the crazy guy who taught my maids to invest in the Stock Market. (I was the one who wrote the bestselling book, My Maid Invests In the Stock Market And Why You Should Too.) Today, one of my maids has P333,289 in her Stock Market investments. My other maid—the one who I promoted as my bookkeeper two years ago—has now P541,271.  

NOTE: Before the Stock Market crashed a few months ago, she already had P600T+. So she should be very sad, right? Nope, she’s not. She’s fully indoctrinated with our long-term investment strategy at the TrulyRichClub. She knows this “paper loss” is very temporary.  

They Will Retire Multimillionaires 

This morning, I just told her, “If you keep this up, you’ll reach your first million in 4 years.” Boy, I’m waiting for that day. So I can tell everyone with pride, “My maid is a millionaire!” Confession: I’ve brainwashed my maids. I’ve also brainwashed my 100+ employees working in my businesses and ministries—because almost all of them are invested in the Stock Market. Janitors. Clerks. Messengers. Managers. They will all retire multimillionaires. Very cool. 

I’ve taught them to think the way I think. Even when the Stock Market is crashing around them, and it seems that the value of their investments are going down, they’re happy. 

Let me explain…  

Why You Should Be Happy When There’s a Crisis 

The US and Europe’s economies are picking up. So foreign funds sold their shares here in the Philippines and transferred their money back to the US and Europe. 

So the Philippine Stock Market went down. Note: There’s nothing wrong with our country’s giant corporations. They’re earning well and will earn even more this year and next year. 

But because of what’s happening in the US and Europe, our Stock Market is being pulled down. 

But this downward and sideways movement in the Philippine Stock Market will not last. Soon, it’ll rise up again. So while it’s cheap, long-term investors are buying Stocks every month. To my maids, this is good news. And to my thousands of TrulyRichClub Members, this is good news. 

Why? Because for the next few months, we’ll all be buying great companies at cheap, discounted prices. By the way, I don’t try to guess where the “bottom” is. Because I teach people to buy monthly small amounts of shares, it doesn’t matter. We just keep buying at discounted prices.  

This Is The Best Time To Start Investing! 

Don’t wait. There’s never been a better time to start investing than during a depressed market like this. I can hear your doubts. “But Bo, I don’t know anything about the Stock Market.” That’s okay. I can help you. 

Join my TrulyRichClub, and I’ll give you a step-by-step procedure on how to invest in the Stock Market. I’ll teach you how to open an online brokers account. And I’ll also send you my Stocks Update, telling you what Stocks I buy and sell.

Get guidance. Join my TrulyRichClub. 

To join, log on at www.TrulyRichClub.com now!


May your dreams come true, 

Bo Sanchez 




PS. Don’t Miss This Window Of Opportunity When The Stocks Are Low. To know more about the TrulyRichClub, click the link below: