Savings

Savings

How to save? 

Savings

When we're always talking about saving our money for the future. I often hear many alibi, reasoning, explanation, excuses etc., to do saving likes I don't have enough money, my salary is enough only for our daily expenses, my income is very low so it's hard for me to save some money and how can I save these little money? There are many excuses we can use and say as long as we don't like to save. As the saying " if we don't want to, there is too many excuses but if we want to, it can find a way".

In reality there are many and a lot of ways we can do to save. As a matter of fact, in our daily expenses we always seeing only those big spending we're making but we didn't look and paying attention on small or little spending we are making which also has a  big impact to our budget. For example, if we're buying one bottled of water every day worth of 10 - 20 pesos. Remember you're drinking bottled of water once a day only. In order to save, we can remove or lessen this in our budget and we can save around 600 pesos a month or 7200 pesos a year. 

Another thing is merienda habit, we didn't bother of what merienda habit bring impact in to our budget. If we're spending around 20 pesos again in merienda every day but we lessen or remove this in our daily expenses we can save again 600 pesos a month or 7200 a year. This amount is enough to open a broker account and buy a shares of stock of a giant company in our country as for your investment. What if you have a vices (cigarettes etc,.)? Just slowly lessen until remove this vices from your personality you can save much more money from this.

Habit of Savings

In a simple words, there are lot of ways to save if we want. The most important thing is we must decide now that we need to save our money for the future. Don't start saving when we already have a big amount of money because it will never be happen. Money sometimes are reflections of our habit. If we cannot save in small things how much more in a big amount of money.

Instead start saves slowly while there is even small amount of money flowing to us. And make savings become a habit. In due time we will notice in a month, a year our money getting bigger and bigger over time. So start saves your money now and have a habit of savings.