Self Development Idea (10) - Reading Good Books

"It isn' what the book costs; it's what it will cost if you don't read it." - Jim Rohn

Jim Rohn been mentioned that most homes valued over USD500K in the US have a library. Does it tell us something? Do you think that these people read first and get the house later or the other way round?

"A person who won't read has no advantage over one who can't read." Mark Twain

Reading good books is just like finding giants who allow us to stand on their shoulders, to get more ideas, see further, think deeper and broader, etc... Which can eliminate lots of trail and error in life.

Take for example, in the book "Buffetology", it reveals that Warren Buffet had put education in priority and perosnally spent time to educate his grand-daugthers, at the age of 10, in investment. And that these children can select stocks that out-perform the wall street professionals.

Well, as most public are not so lucky to born into those billionaire home where they can have private education on certain subjects that lead them to easier success in certain aspect of life. Therefore, one good way to over come this challenge is to read lot of good books. As this is fully within his personal control.

For the question which book is good and which is not... One could easily tell, after he read a couple of them...

Here are some classic that are surely good one(on the aspect of Personal Development):-
* The Power of Subconscious Mind - Joseph Murphy
* Think and Grow Rich - Napoleon Hill
* Master Key System - Charles Haanel
* Psycho-Cybernetics - Maxwell Maltz
* Silva Method - José Silva
* You Were Born Rich - Bob Proctor
* The Magic of Believing - Claude M. Bristol
* The Magic of Thinking Big - David Schwartz
* As a Man Thinketh - James Allen (Attached Below)
* The Art of Exceptinal Living - Jim Rohn
* 7 Strategies for WEALTH & HAPPINESS - Jim Rohn
* Mentored by a Millionaire - Steven K. Scott
* The Power of Intention - Wayne W. Dyer
* Mind Power - John Kehoe
* The Genie within - Your Subconscious Mind - How it works and how to use it. - Harry Carpenter
* Beyond Positive Thinking - Dr. Robert Anthony
* The Secret - Rhonda Byrne
* The 7 Habits of Highly Effective People - Stephen R. Covey

Due to some issue in browsers compatibility, if you can not see the picture book below, click on the link:->
As a Man Thinketh (Picture Book) (PDF version)

Continue: Why do we need to read lots of good books?

"People often say that motivation doesn't last.

Well, neither does bathing— that's why

we recommend it daily."

— Zig Ziglar


------------------------------------------------------------------------------
Added on 14 Apr 2013.  Picture found on facebook

Make sure to install good software. :-)

 

 

Credit card debt – How will you get rid of them?

It is unlikely that any household in the country hasn’t gone through the grueling process of a credit card debt relief plan. While it may be grueling for some, it may be smooth sailing for others. It depends on how seriously you take your finances. Falling into debt is common and an individual inevitably falls into debt at some point of time or the other.

What are the credit card debt relief options?

Just as the number of debtors has escalated over the years, the number of debt solutions has risen too. But not all debtors can handle large upfront fees of the debt relief companies. The write-up highlights the different credit card debt relief options that are offered by for-profit as well as non-profit debt help firms and how they benefit you.

Credit card debt relief offered by for-profit firms

These are debt help companies that will help you to get rid of debts by negotiating with your creditors so that these programs–

• Keep you away from bankruptcy
• Evaluate your financial position and suggest appropriate ways to get out of debt
• Enable you to enjoy reduced rate of interest and lower monthly payments
• Keep track of your debt payments as many debt relief options give you a repayment plan according to which you are expected to pay your debts.
• Reduce the total amount of debt you owe.
• Help you to avoid collection calls from your creditors and collection agencies
• Keep you away from debt collectors who threaten to sue you
• Improve your credit score.

The for-profit credit card debt relief firms will charge fees for offering their services to you.

Credit card debt relief offered by non-profit firms

The non-profit firms will help you in a similar manner as the for-profit firms do and you will be able to enjoy all the benefits that have been mentioned above. The only difference is that these debt help companies take donations or charge lower fees as compared to the for-profit firms.

The debt relief programs offered by these companies include the following –

• Credit counseling
• Debt settlement or debt negotiation
• Debt management or DMP
• Debt consolidation

If you are reeling under a debt spell, don’t wait for debts to overpower you. Sign up for any one of the credit card debt relief options that will meet your financial requirement and will give you debt relief.

Something is Very Wrong - Spraying Massive Corexit 9500 (Highly Toxic) into the Gulf of Mexico

For any industrial chemical, by law, it always come with a Material Safety Data Sheet (MSDS). Attached, below, is the MSDS for the Corexit 9500. Take a look at item 3. "Hazards Identification" and item 4. "First Aid Measures", then judge by your common sense whether this stuff is toxic or not.


URL Link:- < Corexit 9500 Material Safety Data Sheet (Why US Government allow BP to use More Poison to hide the problem?)


For those who care to find out more, just fire up your search engine for "BP Corexit 9500"... There are lots of articles and video been made and shouting for help. How come that the US government can send troops to other regions for made-up reason that are thousands of miles away, and do nothing in their own backyard?

"The world is a dangerous place. Not because of the people

who are evil;but because of the people

who don't do anything about it."

- Albert Einstein

"If you think you're too small to have an impact,

try going to bed with a mosquito in the room."

- Anita Roddick

Home Page

Learn More about Why You Should Trade Forex

It seems that recently almost everyone has started trading Forex. Why has it suddenly gained in popularity and what does it offer that trading stocks, options, and futures doesn't?

One reason for the sudden burst of interest is the fact that Forex has only recently become accessible to the lay trader thanks to a number of user friendly online platforms. Before these were made available to the public, Forex trading was done almost exclusively by large banks and institutions. While some traders have looked into Forex for the sheer novelty of it there are several very good reasons why traders are suddenly flocking to the Forex market.

One of the most exciting aspects of the Forex market is that it is running around the clock. While there are busier and slower periods in the marker it essentially runs 24 hours a day. From 5pm Sunday EST the market starts its week beginning with action taking place in the markets in Australia and Asia and moving to Europe and then America as the day goes on. With the market running throughout the day you can trade part time in the evenings or whenever you find the time and still manage to turn a nice profit. Trading Forex also allows you the freedom to work from anywhere that you have a computer and an internet connection.

Another great thing about Forex is that most of the brokers do not charge additional fees for online or phone trades and the cost of forex trading is substantially less than in other markets.

Many who trade Forex also enjoy the high margins which are made available to traders. This allows even smaller traders the opportunity to make quite a substantial amount of money. The most common margins offers are 50, 100, 150 with some brokers offering up to 200 to 1 on trades. While some may be frightened by amount of leverage offered it is necessary in the Forex market where the major currencies are moving less than 1% whereas stocks can easily move as much as 10%.

While at first the sudden interest in Forex may seem unusual there are several very good reasons why most traders would do well to look into the market and learn more about how to trade forex.

Self Development Idea (9) - Recognize that We Don't Know What We Don't Know

"Click to ENLARGE"

The diagram above is known as the “conscious competence learning matrix”, it shows that mastering a skill divides into four different stages.

In stage 1: Not only that the person does not know how to do certain thing, but also that he doesn’t know what he doesn’t know. In this stage, the person is just like a new baby.

In stage 2: The person has exposed to some new skills that other people can perform well, while he doesn’t know how to do it. In this stage, the person is just like a curious kid.

In stage 3: The person has put in effort to learn the new skill that he is interested in. He can then perform the task with full concentration. In this stage, the person is just like an apprentice.

In stage 4: The person can perform the task with ease as he already mastered the skill. The skill becomes his habit of handling any situation or task. In this stage, the person is the Champion in that field.

Well, this is just a very brief summary on the topic, and there are many literatures can be found in the web on this topic if one is interested… (Just search for “consciousness competence”.

On the other hand, based on this concept of this learning model, I think that there is one very interested aspect that we can questions and find some insights out of it…

Let imagine that we can quantify the number of skills in each of the different stage. How big would it be for each of them at any time? The picture above is designed to illustrate the relative size of each stage.

For example, the stage 1, “We Don’t Know What We Don’t Know.”, is by far the biggest as compare to the other 3 stages that it can only show an extremely small portion of it in our computer screen.

For any adult the stage 4 would be the second largest, although it is extremely small compare to stage 1. This is because that for any skill that had been mastered, it becomes part of the person behavior as a habit. It is like everyone has a "Wisdom Pot" that can keep all the skills that we had mastered for a life time. J

The stage 3 is the smallest, as we can only focus in learning one skill at a time.

While stage 2 is larger than stage 3, but one has the choice to choose whether to learn or ignore it.

Now, imagine that we can plot a curve for a person’s stage 4 against the time (or age)… How would it look like? How would the curves be different for a mediocre, an above average, and a super-achiever in life? I am sure you get the idea... The chart above illustrates the difference.

The next question would be... Given that everybody has the same among of time a day (24 hrs), How Come that the Super-Achiever can learn so much more valuable skills that the others cannot?

Perhaps that a quote by Jim Rohn, on personal development, can fully answer this question:->

"Learn to Work Harder on Yourself than You Do on Your Job.

If you work hard on your job, you can make a living.

If you work hard on yourself, you can make a fortune."

Well, this is especially truth in today environment... As a survey made in 2008,

"Given that The median years a person stays in one job is 4.1 years (2008), an avg person will have to have 7-10 jobs."

Picture source from:-> Graduation Thesis

"We are all beginners, and indeed the hopefulness of life is in the realizing
that there are such vistas of unending possibilities before us, that
however far we may advance, we shall always be on the
threshold of something greater."
- Judge Thomas Troward

"One can not escape a prison if he do not know he is in one."

- unknown