Tampilkan postingan dengan label banking. Tampilkan semua postingan
Tampilkan postingan dengan label banking. Tampilkan semua postingan

Jumat, 23 September 2011

How to enroll in MetroBank Direct Online Banking?

How to enroll in MetroBank Direct Online Banking?

Metrobank Direct
You want to check your account balance anytime, anywhere, fast, easy and no need to visit your branch and request for an update of your passbook? You can do it this by enrolling your bank account in the internet and make online banking.


Online banking is a great tool to manage your bank account properly wherever you are at any time as long as you have internet connection. It is a must-have for all account holders who want to monitor and control the in and out of their money. Almost all banks have online banking facility for its customers especially those big banks in the Philippines like Metrobank, BDO, BPI and other large commercial banks.

Metrobank Direct Online Banking
If you have a bank account at Metrobank, you can enroll it to its online banking services. Even wherever you are and at any time you want, you can use its Internet banking facility to manage your account or make any transactions such as paying bills online, fund transfer, or checking of your account balance.

It is easier and more convenient now to make any banking transactions than before because of the advancement in Internet technology and banking services.

Features of Metrobank Direct
Metrobank Direct gives you the comfort of anywhere and anytime banking through the help of Internet. There are plenty of uses and benefits you can get if you have an online banking account.

Below are the lists of privileges you can get from using their internet banking facility.

1. Send Money for Free
No need to visit your MetroBank branch just to transfer money to you other accounts or to other people. You can do it online by using your Internet banking account. It is easy to make fund transfer to other Metrobank accounts and bank account of Bancnet members.

2. Pay Bills Online
It is very convenient to pay bill online using Metrobank Direct online banking and it’s free. You can pay your electricity, water utility, telephone, or insurance bills without going to the bank or payment centers.

After logging in, you can see the Pay Bills section where there are list of billers you can transact with. If you have a FAMI Mutual Fund account, you can add funds to it by bills payment to SALEF, SALBF, SALFIF or SALMMF.

3. Secure Online Transactions
Security is very important when using Internet banking because it involves money and personal information you don’t want other people to know. Moreover, there is plenty of hacking and identity theft or fraud circulating in the Internet.

You don’t need to worry about security because each transaction you do is closely monitored by Metrobank. The site is highly secured with VeriSign security. You are the only one that knows your log in and password. In addition, every time you log in and log out you can see it in your transaction history so you know that you are the only one accessing your account.

4. View and Check Account Summary
It is easy to check and view your account summary by logging in to your account at anytime you want as long as you have Internet access. You don’t need to come to an ATM or visit your bank branch just inquire for your account balance or transaction you’ve made. You may inquire and view interest rates on your savings, checking and time deposits account.

5. Receive Paperless Bank Statement
If you want immediately your Metrobank’s statement of account, you can download it instantly through your Internet banking account. You can also see quickly the history of your transaction once you have a paperless statement.

6. Add Funds to your Mutual Fund, Stock Account or UITF
Once you have an online banking account, you can use it to add more funds to your mutual fund account, stocks or UITF account and it is very convenient to do. No need to come to the bank to deposit more funds, you can do it at your own home or office.


You may settle stock trading transactions with First Metro Securities Brokerage Corporation (FMSB) or add funds to your FAMI and CitisecOnline account.

7. You can also inquire and see the foreign exchange rates and open a new account if you want.
If you have problems with your account or you have any inquiries, you can send an email to Metrobank Customer service and they will respond.

How to Enroll in Metrobank Direct Online Banking?

If you are an existing depositors of Metrobank and you have the following accounts: Metrobank E.T., Passbook, OFW and Pensioners account, Fun Savers Club, Account One, Current account regular, MetroChecking Extra, Time deposit account, MetroDollar savings account, Fun Savers club and Metrodollar time deposit, you can apply by the simple steps below.

1. Visit your MetroBank branch and fill up the metro bank direct enrollment form completely.

2. After you finished filling up the form, you will be given a password mailer containing the password you must use on your first login to Metrobank Direct.

3. After 3 days, (In my case, almost 3 weeks) you will receive an email from Metrobank containing your assigned Customer ID.

4. Go to www.metrobank.com.ph, and click on the “Personal” login located inside the Internet Banking box found at the upper right corner of Metrobank Homepage, and you will be led to the metrobank direct log in page.

5. Log in to Metrobank Direct using your customer ID and initial password. You may change your password after your first successful log in.

If you still don’t have any Metrobank account mentioned above, just visit any Metrobank branch near your place and apply for opening a bank account and then enroll it to Metrobank direct at the same time.

If you are currently staying overseas and you have a Metrobank account branch in the Philippines, you may still apply for Metrobank direct by visiting any of Metrobank’s foreign branches in your location.

Kamis, 22 September 2011

Requirements for Opening a Bank Savings Account

Requirements for Opening a Bank Savings Account

Many of us, wanting to save more money from monthly salary. But instead of keeping our money inside our home. It is more convinient to put our saving in a bank and take the advantages of the interest per year given by a bank since these save money will not be use from our daily expenses.

To put our save money to a bank just simply open an account to a bank you've choice.

Savings account is a helpful tool to save money regularly. It offers many benefits and services you may need for budgeting and financial planning. A savings account enrolled at online banking can be a powerful instrument to monitor your expenses and saving.

With online banking, you can pay your bills such as Electric bills, phone bills, water bills, credit card bill and many more with a click of your mouse anywhere, anytime as long as you have an internet connection. There are really many benefits of having a savings account, that’s why it is recommended to apply for one.

In order to open a savings account, visit the bank of your choice and bring the following requirements for opening a savings account. I suggest opening a savings account in a well established bank like BPI, BDO, Metrobank, PSBank, RCBC, DBP, PNB, Land Bank, Security Bank and ChinaBank. Below I make a list of some common requirement needed for opening bank account.

Requirements for opening a savings account:

- Two (2) valid and recent IDs with your name and photo
- One (1) Photocopy of ID that you will present

ID's acceptable for opening a savings account can be:

- Passport
- Driver’s license
- Professional Regulations Commission (PRC) ID
- National Bureau of Investigation (NBI) clearance
- Police clearance
- Postal ID
- Voter’s ID
- Barangay certification
- Government Service and Insurance System (GSIS) e-Card
- Social Security System (SSS) card
- Philhealth card
- Senior Citizen Card
- Overseas Workers Welfare Administration (OWWA) ID
- OFW ID
- Seaman’s Book
- Alien Certification of Registration/Immigrant Certificate of Registration

Government office ID (e.g. Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) IDs), Certification from the National Council for the Welfare of Disabled Persons (NCWDP), Department of Social Welfare and Development (DSWD) Certification

Other valid IDs issued by the Government

Original billing statement and 2 photocopies of it in order to verify your address. Billing statement can be Electric bill, Telephone bill, Water bill, Credit Card bill, Cellphone bill etc.

Two (2) 1×1 latest ID picture

Initial Deposit for Opening Account normally range from P500-10,000 depending on what bank
Ball pen for filling up application forms 

Jumat, 16 September 2011

How will I know if the website is secure or not for transactions?

How will I know if the website is secure or not for transactions?

As I read an article Beware of the fake UnionBank website from pinoymoneytalk website this morning discussing and giving warning to his readers about phishing email that design to steal your valuable information such as bank account, credit card number and most commonly they want to steal your username and password of your online bank account.

So that it easily for them to access your online account and then transfer your money to another account. As he explained, he received an email with a Uniform Resource Locator (URL) link inside the email message telling that he must to click and go to a certain website in order to restore his account access in UnionBank of the Philippines. He knows that the site is fake that is why he immediately writes an article to warn his reader.

In connection to this article, I would like to raises awareness and share how will you know if the site you’re visiting is secure for transaction and will not compromise your information. It’s easy to find and determine which site is secure and which is not by looking and examining the Uniform Resource Locator (URL),the website address or simply by looking the first 4 letters the HTTP.

I will explain to you about the benefits of looking and examine the 4 first letter of the website address. I suggest don’t ever enter your personal information like your credit card information, bank account number etc. in an HTTP website. 

But if the website address begins with HTTPS(with letter "S")it basically means your computer is talking to the website in a secure code that no one can eavesdrop on.

Now, what is the difference between HTTP and HTTPS?

Maybe you already knew this, but I thought it was very important enough to write and informs other who are not aware and know this.

First many people are unaware of the main difference between HTTP:// and HTTPS:// is. It's all about keeping you secure.

HTTP stands for Hypertext Transfer Protocol.

Which is just a fancy way of saying it's a Protocol (a language in a manner of speaking). In order the information to be passed back and forth between web servers and client. The important thing is the letter "S" which makes the difference between HTTP and HTTPS.

The "S" stands for "Secure". If you visit a website or web page and look at the 4 first letter of a website address in the web browser, it will likely begin with the following:

HTTP://. It means that the website you visit is talking to your Browser (ex. Internet Explorer, Firefox, Chrome) using the regular unsecured language.

In other words, it is possible for someone to "eavesdrop" on your computer's conversation with the website. If you fill out a form on the website, someone might able to see the information you send to that site.

This is why I suggest never ever enter your information like your credit Card, Bank account number etc. in an HTTP website.

But if the website address begins with HTTPS:// it basically means your computer is talking to a website in a secure code that no one can eavesdrop on.

To know and to find out, try to open any of your bank website, once you open the website you may notice their homepage is using HTTP only but once you log in and open your online bank account it will change to HTTPS for security reason.

I hope you learned something and understand why this is so important. If a website ever asks you again to enter your Bank and credit Card information better you should automatically look first and examine the site if the website address begins with HTTPS. If it doesn't, then beware there's no way you're going to enter your sensitive information to that website. 


Next to read...
Know how to protect you money

Rabu, 14 September 2011

PDIC assures LBC Bank depositors they will get their money back soon

PDIC assures LBC Bank depositors they will get their money back soon 

MANILA, Philippines—The Philippine Deposit Insurance Corp. has assured the LBC Development Bank’s depositors, many of whom are believed to be families of overseas Filipino workers, that they would be able to get back the remittances they placed as deposits in the failed bank.

In a statement, PDIC said all deposits covered by insurance and confirmed as valid would be paid immediately after the process of validation has been completed. 

“PDIC assures the public, particularly depositors of the LBC Development Bank, that the corporation will pay all valid accounts and deposit insurance claims as soon as possible,” PDIC said in a statement. 

In a press conference, PDIC Executive Vice President Cristina Orbeta said the LBC Development Bank had many OFW families as depositors given the bank’s tie-up with courier and remittance firm LBC Express. 

She said the PDIC had the interest of OFW families and all depositors in mind. PDIC will announce soon the schedules of depositors’ forums, where depositors will be oriented on the process of claiming deposit insurance. Such forums are normally held in the branches of a bank that has been ordered closed. 

Last Thursday, the Monetary Board of the Bangko Sentral ng Pilipinas placed the LBC Development Bank, the financial services arm of the LBC Group, under receivership of PDIC. 

Nestor Espenilla, BSP deputy governor for bank supervision, said the bank was placed under receivership because, for one, it had already turned insolvent. This means the liabilities of the bank have already exceeded its assets. 

Espenilla also said LBC Development Bank had been engaged in unsafe and unsound banking practices including commitment of paying interest rate on deposits higher than the average commercial interest rate.

According to Orbeta, a bank that offers interest rates much higher than the average should elicit doubts from depositors about its sustainability. 

“High return means high risk,” Orbeta reminded depositors. She urged depositors to inquire about rules on safe and sound banking practices and see if their banks have been compliant with those. 


Espenilla said that prior to its closure, LBC Development Bank had been under the Prompt Corrective Action (PCA) program of the BSP. Still, it failed to improve its financial standing. 

Banks placed under the PCA program are placed under stricter monitoring and are advised on how it can improve its financial standing and comply with the liquidity requirements of the BSP.

“LBC Bank had been under PCA, but it failed to improve to address concerns of the BSP,” Espenilla said.

LBC Bank had a head office in Makati City, and 19 branches nationwide. The bank had 321,516 depositors owning P6.09 billion worth of deposits. 

PDIC said that of the deposits placed with LBC Development Bank, P3.73 billion is covered by insurance. Under the charter of PDIC, deposit account worth P500,000 or below is covered by insurance. 

Orbeta said the failure of LBC Development Bank did not reflect the state of the country’s thrift banking sector in general. She said the case of LBC Development Bank was an exception rather than the rule. 

“[LBC Development Ban] is just a small bank and is not expected to affect the health of the thrift banking industry. There are many other thrift banks in the country that are healthy,” Orbeta said.

Source:
http://business.inquirer.net

Minggu, 28 Agustus 2011

How to Enroll in BDO Online Banking?

How to Enroll in Banco De Oro BDO Online Banking?

For fast, easy checking of your account balance anytime, anywhere and no need to visit your bank branch to request for an update of your passbook. You can do it this by enrolling your bank account in the internet and make online banking.

One of the leading bank in the philippines today is Banco De Oro (BDO). Banco de Oro (BDO) has many products and services catered for its customers. Included in it services is BDO online banking or they commonly called BDO Retail Internet Banking (RIT).

BDO Online banking has various benefits for its clients such as access to your account anytime and anywhere provided you have Internet connection; pay bills online; send or transfer money to your family and charities or organization you support; funding your investments in mutual funds, UITF, and stocks; and viewing your statement of account online.

Benefits of BDO Online Banking
With Online banking, you can access your accounts and do banking transactions anytime and anywhere provided you have Internet connections.

Some of the benefits you can get from BDO online banking are the following:

1. You can pay bills online. Pay your credit card bills, water and electricity bill or other merchants. You can also make schedule payments for post-dated and recurring bills.

2. Transfer funds online to other BDO bank accounts or cash card accounts

3. View the balance of your CA/SA, time deposit, cash card, credit cards, consumer loan account, and trust account for free

4. View the transaction history of your bank accounts

5. Reload your Smart Prepaid cell phone, Globe and Touch Mobile phones

6. Inquire the balance of your credit cards

7. Reorder checkbooks and request for stop payment orders on issued checks online 

8. Request for international and domestic telegraphic transfers online

You can apply for Online banking in BDO Philippines if you already have a bank or savings account in them. However, if you don’t have a bank account, you should open first an account and then apply for RIT at the same time.

Basically, enrolling for BDO Online banking is not complicated, in fact, you can register online. So even you are abroad or far away from your branch, you can still apply for Online banking.

There are some information you should know before you can enroll for RIT. Here are the data you will need to be able to complete your enrollment.

1. BDO account number
2. valid e-mail address 
3. Telephone or Cellphone Number

Procedures in Enrolling for BDO Retail Internet Banking
If you already have a BDO account and you wish to enroll for their BDO online banking, you can follow the tips outlined below.

However, if you do not have a savings account, you should apply or open bank account first for it and enroll your account to Online banking at the same time.

1.Visit https://www.mybdo.com.ph and click the enroll to Internet banking. Accept the electronic banking terms and conditions of use.

2.Supply all required information that are needed like user ID, password, account number, email address, mobile banking number, and phone number banking.

3.Confirm all verification e-mails and remember your user ID and password.

Online banking is a great tool to manage and access your bank accounts anytime, anywhere. By utilizing it, you can get many benefits like paying bills online, transfer or move money to other accounts, view statement of accounts online and a lot more.

It is simple to enroll in BDO Online banking when you have the complete information about your bank account. Make sure you prepare the needed requirements when you want to have online banking account. 


Next to read...
How will I know if the website is secure or not for transactions?

Jumat, 26 Agustus 2011

Banco De Oro Philippines: How to Open a Banco De Oro (BDO) Bank Account

How to Open a Banco De Oro (BDO) Savings Bank Account

Banco de Oro Unibank Inc. (BDO) is one of the best banks in the Philippines awarded by Finance Asia, a famous finance and business publication in Asia and the Pacific.

BDO Philippines is one of the companies owned and managed by SM group of Henry Sy and was included in the top 10 companies in the Philippines for 2009.

It was awarded as best domestic bank in the Philippines by Finance Asia for 2009. The survey period is from June 2009 to May 2010. BDO has many banks all over the Philippines and you can see it in every SM malls.

BDO has also longer banking hours compared to other Philippine banks. Because of that, there’s no doubt BDO became the best domestic bank in the Philippines.

If you want to open a savings bank account in BDO Philippines, just follow the procedures below and complete the needed requirements in opening an BDO Bank account.

1. Visit any BDO bank branch of your choice and bring the following requirements for opening a BDO bank account. It would be better to go to SM mall, for sure there is a BDO bank inside.

- Two (2) valid and recent IDs with your name and picture

- Two (2) Photocopies of your ID

- IDs acceptable for opening a savings account can be: Passport, Driver’s license, PRC ID, NBI clearance, Police clearance, Postal ID, Voter’s ID, Barangay certification, GSIS e-Card, SSS ID, Philhealth card, Senior Citizen Card, OWWA ID, OFW ID, Seaman’s Book, Alien Certification of Registration/Immigrant Certificate of Registration, and other Government office IDs

- Billing Statement and 2 photocopies in order to verify your address. Billing statement can be Electric bill, Telephone bill, Water bill, Credit Card bill, Cellphone bill etc.

- Two (2) copies 1×1 latest ID picture

In my case, I show only my passport to open BDO Kabayan Peso Savings Account and a 2 photocopy of my passport for BDO copies.


2. Upon entering the BDO bank branch, proceed to New Account Desk. Tell the BDO bank officer you want to open a BDO bank account and then fill-up all forms that will be given to you.

3. Give the initial deposit for your BDO savings account. Your initial deposit should be equal or more than the maintaining balance.

BDO Banks allowed the initial deposit to be below maintaining balance when opening an account but you need to add money later to it so that it will be above maintaining balance.

Minimum Initial Deposit for BDO Savings Account

BDO Account Type
Minimum Initial
Peso Passbook Savings Account (with or without ATM)
Php. 5000
Peso ATM (without passbook)
Php. 2000
Kabayan Peso Savings Account
Php. 50
Peso Savings Account Payroll
Php. 100
Junior Savers Club
Php. 500
Power Teens Club
Php. 2000
Club 60 Peso
Php. 5000
Direct Deposit Peso Savings Account
Php. 0
Smart Guarantor
Php. 60000
Optimum Savings Account - Personal
Php. 30000
Optimum Savings Account - Commercial
Php. 50000

4. Claim your BDO ATM card or BDO passbook which normally available for pick-up after 3-7 banking days

Note: In opening a BDO bank account, it is advisable to bring all requirements for quick processing and approval of your BDO bank account.


Next to read...
How will I know if the website is secure or not for transactions?

Selasa, 14 Juni 2011

BPI Express Online account: How to enroll online and Login to bpiexpressonline?

BPI Express Online account: How to enroll online and Login to bpiexpressonline?

BPI Express Online
www.BPIExpressOnline.com or BPI Express Online is the official online banking website of The Bank of Philippines Island (BPI). BPI Express Online offers other facilities of Online Banking, Phone Banking, Mobile Banking and ATM Banking.

BPI Express Online banking makes things easier, faster and safe. By enrolling my account to BPI Express Online. I can check my balance and also transfer funds from another BPI Express account, pay bills such water, telephone, electricity etc. with just a few clicks from the bank’s BPI Express Online.

Here are simple steps I did to enroll my BPI Express Online Login account.

1. Go to BPI Express Online website by typing www.bpiexpressonline.com, and click the Enroll Now button between the Personal Login and Business Login tab. A pop-up window will appear saying To enroll in BPI Express Online, you must have a Bank of the Philippine Island account already, BPI Family Bank or a BPI Direct Deposit Account. Click on CONTINUE. (See BPI Express Online screenshot).

BPI Express Online screenshot 1
BPI Express Online screenshot 2
BPI Express Online screenshot 3

2. Choose where you are residing. If you are within the Philippines – to activate this enrollment, you must visit any BPI Express Teller ATM machine within 20 banking days. If you are from outside the Philippines – complete this enrollment, you need to sign, print and mailed the duly accomplished form to any Bank of the Philippines Island (BPI) branch you want. And click on “Continue” (See BPI Express Online screenshot)

BPI Express Online screenshot 4
3. An BPI Express Online Banking Service Agreement window would occur, read it and click on “I Agree”. (See BPI Express Online screenshot)

BPI Express Online screenshot 5

4. You need to fill up the following information regarding your account such as: Account Number, Joint Account Indicator (JAI), and Type of Account whether Savings or Checking. After filling up, click on “Submit”. (See BPI Express Online screenshot)

BPI Express Online screenshot 6

5. After submitting the form, it will ask you to create a BPI Express Online Login name and password. Remember, keep the Login name and password you entered because you will use it to access your BPI express online account later on. Once you’re done, you will receive an email confirmation and instructions to activate your BPI Express Online enrollment. (See BPI Express Online screenshot)

BPI Express Online screenshot 7
6. Go to any BPI Express ATM booth machine to activate and finalize your enrollment in BPI Express Online. Insert your card, Go to Special Services > Activate Enrollments > BPI Express Online.

Log in to your BPI express online account 1-2 days after successful activation.

For further inquiries about BPI Express Online you may contact Bank of the Philippine Island, BPI Express Online Hotline by dialing: 89-100 (for Metro Manila) and talk their customer service.

Note: Due to security implemented in BPI Express Online your account will be locked if you made mistake 3 times login attempt. To avoid mistakes make sure remember your BPI Express Online login name and password during your registration in BPI Express Online. Let pass at least 48 hours before login again to BPI Express Online if you have made mistake 2 times.




BPI Express Online account: How to enroll online and Login to bpiexpressonline or BPI Express Online?

Selasa, 07 Juni 2011

How to enroll in RCBC Access One?

How to enroll in RCBC Access One?

Another bank which has an online banking services is Rizal Commercial Banking Corporation (RCBC) by enrolling your RCBC ATM account on RCBC Access One.

I have also an ATM account in Rizal Commercial Banking Corporation (RCBC). Since I'm an Overseas Filipino Worker (OFW) most of the time I monitor and check the balance of my RCBC ATM account using the RCBC Access One. Every pay day I remit my salary on this RCBC ATM account as for my savings.

So everytime my family asking for my remittances, all I have to do is just Login to RCBC Access One and transfer my fund to their RCBC ATM account free of charge anytime. It's just one click away and also very easy, fast and safe. One I most like here in RCBC Access One is I can place and payout my money in Time Deposit anytime I want, no need to go their RCBC branch office and fill up some form. 

All I have to do is go to their RCBC website and then Login to RCBC Access One, select Time Deposit Tab in the left side. 

What is RCBC Access One?

By the way I'll just introduce RCBC Access One if you don't know what is this. RCBC Access One is an Internet Banking facility of Rizal Commercial Banking Corporation (RCBC) that allows you to access your RCBC ATM Accounts, RCBC Savings and do banking transactions online, 24 hours, 7 days a week after successful enrollment of your account in the RCBC Access One online. Aside from checking balance of your RCBC ATM account online, RCBC ATM account holders are allows also to request checkbooks and managers check, you can download in online the  bank statements up to three previous months if you want to know and monitor your RCBC bank transaction.

Feature and Advantages of using RCBC Access One Online Banking

It is a great thing to have an Internet banking because of its benefits provided to all the bank RCBC ATM account owner. Here are the common features of RCBC Access One internet banking.

1. See adjusted current and available balances of your RCBC current, savings, time deposit accounts and all international accounts.

2. Pay your online purchases from RCBC e-Shop using your RCBC Access One account.

3. Create a fund transmittal 
By utilizing your RCBC Access One Internet banking, you may be able to transfer funds out of your enrolled accounts, transfer cash to another RCBC bank accounts, or also send money to another Bancnet member banks up to maximum P50,000 (inter-bank fund transfer).

You can add in your RCBC Access One account the frequent beneficiary of your finance transmittal, or you may search for them. You may also be able to view your awaiting transfers and create an inquiry about the condition of your money transmittal.

4. Remittance Inquiry 
Through RCBC Access One internet banking, you may inquire the condition of your remittance by  logging only the reference number or the legitimate receipt of your remittance. This is a good feature since it will inform and you can track the cash you sent.

5. Charge Amortization 
RCBC Access One enables you to pay for bills via internet to listed merchant billers. It allows you to see and register frequent billers, carry out payments to registered and non-registered billers, make an one time or recurring payment, and look into the situation of your bills payment.

6. Bankard Administration 
If you own a Bankard credit card, you can register it to RCBC Access One by just entering the card number. You can also see your credit card data and activity record using your RCBC Access One internet banking account.

7. Entrust in Time Deposit 
Investment in RCBC time deposit may be easy once you obtain an Internet banking at RCBC Access One. You may create online investment and payout to or from your accounts. In addition, you may also course the record of your card’s transactions.

8. RCBC Access One internet banking enables you to ask for checkbooks, managers check and make queries relating to your check’s data and status.

9. If you have some problems with your bank account or RCBC Access One account, you can mail and get emails to or from RCBC Access One.

10. Update your Profile RCBC Access One
It may be simple to update and change your personal data, change your telephone number, change your password, and a lot more via web banking. 

Enrollment of your account online in RCBC Access One is very easy and fast. Compare to other banks, RCBC Access One enrollment is can be done online only specially to have an ATM account, no need to go to any ATM booth machine and insert your card for registration. Here's how to enroll in RCBC Access One.

There are two methods of enrollment in RCBC Access One:

Enrollment of RCBC Non-ATM Accounts 

1. Go to www.rcbc.com the click RCBC Access One in the homepage and click Enroll Now.
2. Select Enrollment of Non-ATM Accounts.
3. Read and accept the RCBC Terms and Conditions by clicking I agree.
4. Input the RCBC account number to be enrolled.
5. Fill up the online RCBC Access One enrollment form and click Submit.
6. Print and sign the accomplished form then submit to the any RCBC branch of account for approval.

NOTE: Submission of the signed form to the RCBC branch of account shall be within 10 banking days from enrollment. Otherwise, your application for RCBC Access One will be cancelled.

7. Receive a confirmation email that your RCBC Access One enrollment has been activated.

Enrollment of RCBC ATM Accounts 

1. Go to www.rcbc.com then click RCBC Access One in the homepage and click Enroll Now.
2. Select Enrollment of ATM Accounts.
3. Read and accept the RCBC Terms and Conditions by clicking I agree.
4. Input RCBC Card Number and ATM PIN, the system will display the account/s linked to the card number.
5. Select a primary account from the accounts linked to the RCBC ATM Card.
6. Fill up the online RCBC Access One enrollment form and click Submit.
7. Receive a confirmation email that your RCBC Access One enrollment has been activated.

Enrollment done in RCBC Access One during banking days will be automatically activated within 24 hours. 

NOTE: Weekend RCBC Access One enrollment will be activated after 2 days.

For more detail you can visit RCBC Access One website (www.rcbc.com) or you can watch the RCBC Access One demo (CLICK HERE) on how to enroll your account in RCBC Access One.

Or if you have any inquiries/question regarding about your RCBC Access One account,you may contact RCBC: 

Corporate Address:
Yuchengco Tower, RCBC Plaza
6819 Ayala Avenue, Makati City
0727 Philippines

RCBC Trunkline: (+632) 894 - 9000

RCBC Customer Contact Center:
customercontact@rcbc.com
(+632) 877 - RCBC (877 - 7222)

For Domestic Toll Free: 1 - 800 - 10000 - 7222
(Accessible only for PLDT land lines).
For non-PLDT subscribers dial (02) 877 - 7222
(regular toll rates will apply)

For International Toll Free:
(Intl. Access Code) + 800 - 8888 - 7222



Next to read...
How will I know if the website is secure or not for transactions?

Senin, 06 Juni 2011

How to send money to Philippines using ANB atm account online through Telemoney?

How to send money to Philippines using ANB atm account online through Telemoney?

Being OFW working here in Saudi Arabia. Sending money back home in the Philippines every pay day is my first priority. I had to go at the nearest Telemoney Office early as I can. To avoid long waiting due to many people same as I am who want to send  money. 

If you are far from Telemoney Office and would like to send money immediately but no chances to drop by in Telemoney office. Most of the time my remittances is delay. Until I find out that you can use the internet and your Arab National Bank (ANB) ATM account to send money in the Philippines through Telemoney on your own.

All you have to do is just register your Arab National Bank (ANB) ATM account online. Once you've registration is done. You can now have full access to your Arab National Bank (ANB) account and you can do balance inquiry, make some transaction such as paying your bills, transferring your money to another ANB account, and sending money through Telemoney to the Philippines online. 

Although registration is a little bit hassles due to their security feature but once you've done successfully. Sending money in the Philippines is very easy, fast and you can do it anytime/anywhere as long as you have internet connection. I'm gonna tell and show to you what I'm doing and how to send money. Note, this is applicable only, if you have already existing Arab National Bank account and Telemoney account. 

I'll show and discuss this topic, for information purposes only base on my personal knowledge and limitation of using internet. If you want to try this. Do this for your own risk.

Here's how and what I'll do.
Bring out your ATM card and Iqama for registration.

1.Open your browser then go to the ANB website. Just type the www.anb.com.sa, select anb net and then click go. (see the picture below)

2.If it is you first time to use this site, you have to register first your Arab National Bank (ANB) ATM account online. Click the button to register your account. (see picture below)

3.Fill up the form and then click submit (see picture below). Due to the system security implemented by the Arab National Bank (ANB). I recommended to write down your username and password you're provide in a piece of paper and keep it to a safe place in case you've forgot it. Remember, to avoid your account to be locked, make sure don't do any mistakes, double check your information before clicking submit button and if your first registration attempt was not successful, try again but do it only one time. Or try again another day wait at least 48 hours before you try again to register. Once your account is verified and confirmed it will show on the screen that your registrations is successful. 

4.Next is to register your cell phone number. You have to register also your cell phone number because before you can access your account online totally, there is 4 digit code you have to enter for security reason also. That code will be automatically send on your register cell phone number every time you log in on your account. To register. Go to any ANB ATM booth machine. Insert your ATM card, select other services menu, then select update profile information menu, then change mobile number menu, type in or key in your cell phone number and then select save. See picture below. Although low pixel due to rush taken of this picture, i hope it can help you to visualize.


5.Once you've successfully registered your account and phone number. You can start now and make some transaction. Repeat the number 1. Then, log in using the username and password you provided during registration. For log in verification click continue and wait the 4 digit code to come in your registered cell phone number. (see picture below) Note, if you mistake to log in, three times, your account will be locked. To avoid this, do not try to attempt to log in more than 2 times. 

6.Type in the code you received inside the box and then click confirm. (see picture below)

7.You can now view your account and browse the menu on the left side and make transaction. To send money. Click Telemoney tab on menu, then select remittance. (see picture below) 


8.Select the account number (if you have two or more registered ANB account) on which account will the money come from. Then select beneficiary. Note, this beneficiary are those name you add in the Telemoney Office when you open your account there. To add or remove your beneficiary, you need to go Telemoney office to do this. Then enter the amount in peso you want to send. Then click submit. (see picture below)

9.Double check your detail information and also check your fund if enough. There is also charge, same amount if you go at Telemoney Office to be deducted on your account. If you want to change something just click modify to go back. Otherwise, click confirm to finish your transaction. (See picture below)

10.You can print out your ANB transaction if you want a copy. Make sure you have a printer connected to your computer then click print.


There you have it. This is my simple guide on how to send money online using my Arab National Bank (ANB) account. I always do this during pay day. So that I don't need to go and fall in line in Telemoney Office. It's really helps a lot on me because it easy, fast and also can save my time. If you are asking, is this safe? Yes, it safe since system of ANB and Telemoney that the one you are accessing is same with security feature. The only problem you may be encounter here is when your account is locked due to multiple login error. Maybe you forgot your password or username. To unlocked your account you have to call customer service of Arab National Bank (ANB). Note this is a simple guide only, do it for your own risk.
 
Happy earnings! It is highly appreciated if you leave your opinion or comment about the topic.


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How will I know if the website is secure or not for transactions?