Kamis, 22 September 2011

Requirements for Opening a Bank Savings Account

Requirements for Opening a Bank Savings Account

Many of us, wanting to save more money from monthly salary. But instead of keeping our money inside our home. It is more convinient to put our saving in a bank and take the advantages of the interest per year given by a bank since these save money will not be use from our daily expenses.

To put our save money to a bank just simply open an account to a bank you've choice.

Savings account is a helpful tool to save money regularly. It offers many benefits and services you may need for budgeting and financial planning. A savings account enrolled at online banking can be a powerful instrument to monitor your expenses and saving.

With online banking, you can pay your bills such as Electric bills, phone bills, water bills, credit card bill and many more with a click of your mouse anywhere, anytime as long as you have an internet connection. There are really many benefits of having a savings account, that’s why it is recommended to apply for one.

In order to open a savings account, visit the bank of your choice and bring the following requirements for opening a savings account. I suggest opening a savings account in a well established bank like BPI, BDO, Metrobank, PSBank, RCBC, DBP, PNB, Land Bank, Security Bank and ChinaBank. Below I make a list of some common requirement needed for opening bank account.

Requirements for opening a savings account:

- Two (2) valid and recent IDs with your name and photo
- One (1) Photocopy of ID that you will present

ID's acceptable for opening a savings account can be:

- Passport
- Driver’s license
- Professional Regulations Commission (PRC) ID
- National Bureau of Investigation (NBI) clearance
- Police clearance
- Postal ID
- Voter’s ID
- Barangay certification
- Government Service and Insurance System (GSIS) e-Card
- Social Security System (SSS) card
- Philhealth card
- Senior Citizen Card
- Overseas Workers Welfare Administration (OWWA) ID
- OFW ID
- Seaman’s Book
- Alien Certification of Registration/Immigrant Certificate of Registration

Government office ID (e.g. Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) IDs), Certification from the National Council for the Welfare of Disabled Persons (NCWDP), Department of Social Welfare and Development (DSWD) Certification

Other valid IDs issued by the Government

Original billing statement and 2 photocopies of it in order to verify your address. Billing statement can be Electric bill, Telephone bill, Water bill, Credit Card bill, Cellphone bill etc.

Two (2) 1×1 latest ID picture

Initial Deposit for Opening Account normally range from P500-10,000 depending on what bank
Ball pen for filling up application forms 

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