The Corporation: The Entity That Change The World

Few days ago… I was having lunch in a restaurant and overheard a conversation from the table next to mine. Two women were happily boasting and comparing how smart their kids are. They are speaking so loud that seems like they want to let everybody knows about it…

The theme of their conversation was about their kids are so smart that they know exactly what they want to buy when their kids go to the shopping centers. The products can range from toys, candies, etc. And if they refuse to buy, the kids know how to convince them why they should buy.
For the moment that I heard of these conversation, it triggered me to recall a documentary that I had watched about 3 years ago..."The Corporation." I think that if they have had watched the attached documentary clips (for about 5.5 minutes), they would understand why is that so… That is, the advertisement industry had spent billions of dollars, each year, in training the kids to nag more effectively for what they want.
If you don't see the "Video Clip" here due to browser compatibility, here is the URL Link.<-


If you think that the above video clip does give some insight of how the corporation work. You can follow this -> URL Link <- to watch the full movie part by part.

A Short Summary of this Documentary…
In the beginning, say a hundred and fifty years ago... Corporations are fictitious entities created by law to carry out business more effectively, with the aim of improve the quality of life for humanity. Over time, these entities have grown up to be so big and so strong. Now, they are sponsoring their favorite politicians to form the government, and influence them to create laws and policies that in the interest of the Corporation as priority, which is harmful to the quality of life for humanity.
If one were to think of it in certain way, doesn't sound like the story of the Blockbuster Movies "The Terminator". Which human being was building intelligent into robots to help out certain jobs. Later on, those intelligence robots get so intelligent that they try to rule the world.

Other Thoughts:
* From those movie clip, especially the video clip on the previous blog entry : "True Lies and True Crime"... Which shows a R&D VP lie about the toxicity of the Chemical "Corexit" that been spray heavily in the the Mexican Gulf... Some how, it shows that the "ethic" for those people had been totally gone.
* As the key driving forces for most corporations today are purely based on profits and growth. For any organization, making profit is a right thing to do, for it can be self-sustain, and growth with sustainable rate. BUT, profiteering is un-ethical; Profits from sacrificing or over exploiting of natural resources to satisfy greed is wrong. For what is right or wrong, think from the view point of your next generation rather than your current CEO or Corporation Goal!


* Yes. In the documentary, it has demonstrated many corporations had change the world nowadays, and they have changed the world in a very harmful way for the public interest. Such as creating pollution and cutting down trees in exponential speed! On the other hand, the Power of Corporation is just like Money. It is purely a tool which provide the Energy and get many things to be done faster. Also that corporation is formed by people... When more people are willing to take the right action... Corporations may be able to do good for the humanity eventually!

"Nothing can stop the man with the right mental attitude from achieving his goal; nothing on earth can help
the man with the wrong mental attitude."
— Thomas Jefferson: Third U.S. president

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Picture added on 20 Aug 2012 from: facebook.com/ControversialFiles

The pros and cons of debt consolidation

When you enroll online to obtain the relief services, the company may offer you a consolidation program. They may also pass on your information to a third party service provider if they are debt consolidation leads generation company.

Pros of debt consolidation

A consolidation program involves combining all your bill payments into one. It helps you pay all your creditors on time. It offers the following benefits:

• No collection calls: The debt consolidation company representative communicate with the creditors on your behalf and prevent you from getting repeated collection calls.

• A single lower monthly bill payment: The consolidation company representative negotiates with your creditors to lower the interest rate on your bills and also eliminate the late fees and over limit charges. You have to make only one monthly payment to the consolidation company. The company will disburse the payment on time to all your creditors.

• Improve your credit score: Late bill payments get listed as a negative item on your credit report and lower your credit score. As soon as you start paying your creditors on time with the help of the consolidation company, your credit score starts improving.

Cons of debt consolidation

It’s true that by consolidating your multiple bills you can become debt free faster, but if you do not choose the right consolidation company, you may also be scammed. You can be defrauded in the following ways:

• High upfront fees: The most common scam is to charge you high upfront fees. The companies may promise you to refund it later but only a few of them will keep their words.

• Do not pay all your creditors: Scammers may defraud you by not distributing the monthly payments on time among all your creditors.

When you opt for a program offered by a consolidation company, you must verify if it has proper accreditations and may also check its BBB ratings. If the company you have approached turns out to be a debt consolidation leads generation company and they refer you to a third party service provider, then also you must check the accreditations and company reliability.

Why you need the help of a real estate broker?

Taking the help of a real estate broker is a wise decision while selling or buying a home. If you want to sell your home you need to list your home under a real estate listing agent and also have to hire a real estate broker who will help you showing your home to the buyers. If you want to buy a home then also you have to hire a broker in order to get the list of the properties according to your requirement.

Real estate broker is a well known word in the present real estate market. Without a broker you can’t get the best option if you are buying or selling a home. A broker generally helps a seller to get potential buyers for his home according to the terms and conditions of the seller. Some times, he also represents the terms and conditions on behalf of a buyer in selecting a home. In this transaction, the only profit of a broker is he gets a commission of five percent to seven percent of the final selling price.

The most important thing is that before hiring a broker, you have to know details about the broker. A certified real estate broker has to complete a course on real estate law and he must be license holder to act a broker.

Some important services provided by a real estate broker is document preparation, guidance and consultation, property appraisal, property listing and advertising, handling sale negotiation and drafting closing records.

A real estate broker is just like intermediaries between sellers and buyers. If you are in search of the real estate brokers to buy or sell your house, you can get detailed information from any recognized organizations like National Association of Real Estate Brokers (NAREB)

True Lies and True Crime

The above video (URL Link) was an interview with Dr. David Horsup, the Vice-President for Research and Developmentof Nalco Energy Services (the ompany that manufactures the Corexit , and now continue to spray into the Mexican Gulf by BP) concerning about the public enquiry on the safety of Corexit. In the video clip, he claimed that the Corexit is many times safer than the dish soap that public use in their home.

Doesn't him not only telling true lies, but also committing true crime?

The below video (URL Link) by a citizen that volunteered to collect same sample of seawater for chemical analysis, and it is proven to be very toxic!

Besides, there are also many news that can be find in the web that the cleanup workers from the 1989 Exxon Valdez Oil spill are still suffering health problems, 21 years later. And, they were using a variant of Corexit. (URL Link)

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A lawyer who represented on such Exxon Valdez worker told CNN that One examination of health records of 11,000 Exxon Valdez cleanup workers found that 6,722 of them had gotten sick. The government and the company called those illnesses the “Exxon crud,” a flu or cold that Exxon was not required to report to federal health officials, CNN said.

One former Exxon Valdez cleanup worker interviewed by CNN said he was “slowly poisoned” by the toxins he was exposed to. Today, he continues to suffer from rashes, respiratory problems, and is going blind.

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For oil and water don't mixed. But, as demonstrate from the 1st video clip, that when corexit is added to the oil, the oil will be dissolved and mixed with the water... Which would then pollute the whole sea rather than just the surface of the sea. So, no one can really know or figure out how much oil was leaked. Corexit help BP to hide the problem under the sea!

Just wonder how long does it takes this to be broadcast by the major public media...

On the other hand, as one can not count on the public media to report such critical issue, which will cost them lost of air time (profits), the next best thing to do is to get other inform through the net... as it is still available.

"There is no evil in the universe which is not the result of ignorance,

and which would not, if we were ready and willing to learn

its lesson, lead us to higher wisdom,

and then vanish away."

— James Allen

Why credit repair is important?

Acquiring a good credit rating is of paramount importance for your personal financial well-being in times of general economic turmoil. You’ll get the privilege of getting lower interest rate on credit loans if your credit rating is healthy. With a tarnished credit standing and poor credit rating you may be entirely denied of further credit, be penalised financially or may be normally required to pay higher rate of interest than anyone with good credit rating. Bad credit can be repaired with a modest hard work and this is where Credit Repair help is vital.



In the circumstance of the rising number of defaulters on mortgages, credit cards etc., the moneylenders are using up every opportunity to retrieve money from any kind of sources and in doing this they are making unhealthy profits. Credit repair is thus becoming an important tool for all consumers.



Conventionally credit reports were merely a bundle of loans and other credit related information in addition to the data on whether repayments were properly made on time. Nowadays this data is transformed into a three digit number named as credit score that figures out whether you are entitled to an affordable monthly repayment or exorbitant interest rates.



Credit repair takes the necessary steps to control your finances and remove errors from your credit report. Still if you don’t have a blemished financial history you can still take the help of credit repair to increase credit scores that will enable you to get lower mortgage rates as well as credit card rates. There is no quick fix process available to repair credit instantly and most of it is lengthy and tedious still it will help you to save a huge amount of money in the long run.

You should be aware of the fact from the beginning that negative information can’t be totally removed from your credit report. Credit reporting agencies sometimes make faults, which will eventually affect your credit score, but these errors can be resolved legally with the help of a little hard work. Credit repair can certainly be discouraging at times, which involves going carefully over a credit report, interpreting the contents, finding out where the mistake lies and then reporting to the credit reference agencies.

This looks intricate and hard to the inexperienced. But in reality the task of repairing your credit history is straightforward if you follow a proper plan or take guidance from any trustworthy credit repair agency. With a little surfing of the Internet you will find several websites guiding you with credit repair plans. Make sure to following the most feasible one and then credit repair is just a simple step away.

Self Development Idea (10) - Reading Good Books

"It isn' what the book costs; it's what it will cost if you don't read it." - Jim Rohn

Jim Rohn been mentioned that most homes valued over USD500K in the US have a library. Does it tell us something? Do you think that these people read first and get the house later or the other way round?

"A person who won't read has no advantage over one who can't read." Mark Twain

Reading good books is just like finding giants who allow us to stand on their shoulders, to get more ideas, see further, think deeper and broader, etc... Which can eliminate lots of trail and error in life.

Take for example, in the book "Buffetology", it reveals that Warren Buffet had put education in priority and perosnally spent time to educate his grand-daugthers, at the age of 10, in investment. And that these children can select stocks that out-perform the wall street professionals.

Well, as most public are not so lucky to born into those billionaire home where they can have private education on certain subjects that lead them to easier success in certain aspect of life. Therefore, one good way to over come this challenge is to read lot of good books. As this is fully within his personal control.

For the question which book is good and which is not... One could easily tell, after he read a couple of them...

Here are some classic that are surely good one(on the aspect of Personal Development):-
* The Power of Subconscious Mind - Joseph Murphy
* Think and Grow Rich - Napoleon Hill
* Master Key System - Charles Haanel
* Psycho-Cybernetics - Maxwell Maltz
* Silva Method - José Silva
* You Were Born Rich - Bob Proctor
* The Magic of Believing - Claude M. Bristol
* The Magic of Thinking Big - David Schwartz
* As a Man Thinketh - James Allen (Attached Below)
* The Art of Exceptinal Living - Jim Rohn
* 7 Strategies for WEALTH & HAPPINESS - Jim Rohn
* Mentored by a Millionaire - Steven K. Scott
* The Power of Intention - Wayne W. Dyer
* Mind Power - John Kehoe
* The Genie within - Your Subconscious Mind - How it works and how to use it. - Harry Carpenter
* Beyond Positive Thinking - Dr. Robert Anthony
* The Secret - Rhonda Byrne
* The 7 Habits of Highly Effective People - Stephen R. Covey

Due to some issue in browsers compatibility, if you can not see the picture book below, click on the link:->
As a Man Thinketh (Picture Book) (PDF version)

Continue: Why do we need to read lots of good books?

"People often say that motivation doesn't last.

Well, neither does bathing— that's why

we recommend it daily."

— Zig Ziglar


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Added on 14 Apr 2013.  Picture found on facebook

Make sure to install good software. :-)

 

 

Credit card debt – How will you get rid of them?

It is unlikely that any household in the country hasn’t gone through the grueling process of a credit card debt relief plan. While it may be grueling for some, it may be smooth sailing for others. It depends on how seriously you take your finances. Falling into debt is common and an individual inevitably falls into debt at some point of time or the other.

What are the credit card debt relief options?

Just as the number of debtors has escalated over the years, the number of debt solutions has risen too. But not all debtors can handle large upfront fees of the debt relief companies. The write-up highlights the different credit card debt relief options that are offered by for-profit as well as non-profit debt help firms and how they benefit you.

Credit card debt relief offered by for-profit firms

These are debt help companies that will help you to get rid of debts by negotiating with your creditors so that these programs–

• Keep you away from bankruptcy
• Evaluate your financial position and suggest appropriate ways to get out of debt
• Enable you to enjoy reduced rate of interest and lower monthly payments
• Keep track of your debt payments as many debt relief options give you a repayment plan according to which you are expected to pay your debts.
• Reduce the total amount of debt you owe.
• Help you to avoid collection calls from your creditors and collection agencies
• Keep you away from debt collectors who threaten to sue you
• Improve your credit score.

The for-profit credit card debt relief firms will charge fees for offering their services to you.

Credit card debt relief offered by non-profit firms

The non-profit firms will help you in a similar manner as the for-profit firms do and you will be able to enjoy all the benefits that have been mentioned above. The only difference is that these debt help companies take donations or charge lower fees as compared to the for-profit firms.

The debt relief programs offered by these companies include the following –

• Credit counseling
• Debt settlement or debt negotiation
• Debt management or DMP
• Debt consolidation

If you are reeling under a debt spell, don’t wait for debts to overpower you. Sign up for any one of the credit card debt relief options that will meet your financial requirement and will give you debt relief.