People In Their 30’s And 40’s Fear Growing Old

People In Their 30’s And 40’s Fear Growing Old Without Money But The Solution Is So Simple

A soulfood letter from Bo Sanchez.

Truly Rich Club

Greg is a 63-year old man.

The salt and pepper hair fit him nicely. Makes him look elegant. Greg also wears cool clothes that make him look like a rich gentleman. But his eyes can’t hide the bone-chilling terror inside.

Yes, Greg has a cushy job.  But he knows he will retire at 65. That is just two years away.   And he’s scared.   Very scared. Because on that day, he won’t have a monthly paycheck anymore. “I’m sure you have savings, right?” I asked Greg.

He looked down, shaking his head. “Not more than P200,000 in the bank. I’ve never been very good with the savings bit. I just spent my money. And there were many emergencies along the way. I know I should have saved more. But I didn’t.”

I asked, “But you’ll get a nice retirement package from your company?”

“To pay my debts,” he sighed. “I just borrowed to buy a car last year. And did some house repairs this year. We also travelled as a family last summer, paid for by another loan. So whatever I’ll get from my retirement will erase my debt. But nothing will be left. Absolutely nothing.”

I couldn’t help but groan.  Greg was staring at the perfect storm.  A financial calamity that was coming in two years. I pitied him so much…

My Two Boys Have More Investments Than Greg. My sons, ages 11 and 6, are investors. It’s never too young to start your investments. My boys Benedict and Francis each have P300T+ in their Stock Market investments. Benedict would invest money from his odd jobs, his small business, and both of them would invest their Christmas cash gifts from Ninangs and Ninongs (godparents).

And let me repeat: Their money is in the Stock Market. Not in the Bank. Did you know that money in the Bank slowly “evaporates” under the heat of inflation? Your money shrinks over time, just like how water dries up under the heat of the sun.

Let me explain: Inflation—or how the purchasing power of your money decreases—is at 4% to 6% a year. The interest you earn in a bank is less than 1% a year. So each year, your money in the bank shrinks by 3% to 5%.

In the Stock Market, if you follow my simple investment method (NOT trading!) which I call Strategic Averaging Method, you’ll grow your money at 12% to 20% a year over time. You Don’t Have To Make The Mistake Of Greg

Some people think that as you grow older, you’ll have to grow poorer. It’s not true for everyone. You don’t have to make the mistake Greg made.

I can help you avoid growing poor by teaching you how to invest. You don’t have to be afraid of growing old. Because you can grow older and richer at the same time.

Thousands of people have already joined my TrulyRichClub, and following my guidance, have started investing in the Stock Market.  And they’re very happy.

TrulyRichClub Members who joined me 2 years ago—and who invested in the Stock Market with my guidance—have enjoyed wonderful profits. Here are the Top 10 Stock Recommendations we made in 2010 and 2011…

STOCKS	STOCK  SYMBOL	TIME  RECOMMENDED	TIME HELD	PRICE RANGE	YOUR  RETURN
Lepanto	LC	Dec 2010 to May 2011	5 Months	P0.34 to P0.85	150%
Jollibee	JFC	Mar 2010 to May 2011	14 Months	P47.50 to P94.45	98%
Security Bank	SECB	Mar 2010 to May 2011	14 Months	P53.00 to P96.20	81%
DMCI	DMC	Sep 2010 to May 2011	8 Months	P27.25 to P44.80	64%
Int’l Container	ICT	Sep 2010 to May 2011	8 Months	P32.40 to P48.70	50%
First Gen Co.	FGEN	Mar 2010 to May 2011	14 Months	P9.80 to P14.78	50%
Megaworld	MEG	Jul 2010 to May 2011	10 Months	P1.54 to P2.30	49%
Nickel Asia	NKL	Oct 2010 to May 2011	8 Months	P15.00 to P22.40	49%
Ayala Land	ALI	Mar 2010 to May 2011	14 Months	P11.25 to P16.64	47%
Energy Dev’t Co.	EDC	Mar 2010 to May 2011	14 Months	P4.85 to P6.49	33%

What does this show you?

That quiet, boring, monotonous investing small amounts of money each month in carefully chosen stocks can build your wealth!

(By the way, we no longer recommend some of these companies for next year…)

What’s Will Happen In 2012

Since May of 2011, I’ve been telling TrulyRichClub Members to “accumulate” our stock recommendations at very cheap prices. Out of our 6 stock picks, 5 are still negative. That means we’ve NOT earned anything in the past 8 months.

And we like it that way. (This is one of the crazy views we hold: We love it when our Stocks are down for a long time!)

Why? So we can buy our companies at very cheap prices every month. Because we’re long-term investors. The important thing is that you start investing right now.

I repeat: Don’t be like Greg. You don’t have to be afraid growing old and poor. Stop postponing! You’re missing out on these earnings. Most importantly, you’re missing out on gaining financial freedom.

Change your financial life in 2012. Learn how to invest in the Stock Market today.

How? Join my TrulyRichClub and change your financial future this 2012.

To join, click the link below:

YesBo, I’d like to change my finances in 2012;

Tellme more about the TrulyRichClub.

      

May your dreams come true,

Bo Sanchez

PS. Start this new year right! To gain financial freedom for your future and join the TrulyRichClub, click the link below:

YesBo, I’d like to change my finances in 2012;

Tellme more about the TrulyRichClub.